So what do we have in real life? There are common/electric rails and trams - no difference here. But existing monorail systems unlike those in the game are not so common/unified and in fact the are used rather within cities than between them, just like tramways. Also some of them are maglev. Confusing, huh

I'd suggest to remove monorail from railroad types (who needs it with just two locomotives available anyway?) and make it a tramway type. I can see several reasons for that:
- Existing monorail systems are mostly used for metro transportation.
They are often built over existing roads.
They are not so fast (except maglev monorails, but those are maglevs).
They are not so big; google for monorail images, you won't find them longer than a few cars.
Trams will probably look way too obsolete by the end of 21st century.