Increasing maximum loan

[sir_schwick]

I am currently playing FIRS .6 and keep having a problem with capitalization. My margin at a stable point runs about 10%-15% of revenue. However the costs of expansion involving trains and tracks(especially around farms) means I have to wait many years for a single new route. Currently I have been using the money cheat as a de facto bank and returning the money afterward. Ideally I would just be able to borrow the money needed like a real business.

My initial loan is at the max($1,000,000), and increases very slowly. Are there any GRFs or patches that allow more options and higher limits?

[Leanden]

As i understand its currently impossible to change the maximum loan outside of the difficulty restrictions without changes to the code.

[audigex]

Maybe you just need to build higher profit routes earlier, and cut out any routes which are unprofitable, recycling the rails.

Try to keep your loan at 0 most of the time, or you're wasting money on interest. And finally fiddle with the difficulty settings so that you make more money and have more capital.

[andythenorth]

Try setting building costs and running costs to 'low' in difficulty settings.

Consider alternative transport types which are cheaper to construct, e.g. road vehicles, trams.

[yoshi2093]

I have never used money cheats all you need to do is get your money to increase and leave your computer on over night

[LSky]

I'm guessing trying to increase the maximum loan beyond 500.000 GBP is still impossible? I read somewhere that setting the diff_level value to 3 would make this possible, but it obviously does not.

[barrymorgan88]

Thanks for the information. I will try this and let you know how it goes:)

I have never used money cheats all you need to do is get your money to increase and leave your computer on over night

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