Combined North American Signals 1.1
Generic Tram Set 0.4
Industrial Stations Renewal 0.8.0
Multi-Storey Car Park
New Transmitter for TTD
Oil-Fired Power Station
US Stations Set 0.86
US Town Names 0.31
US Train Set 0.87.4 (disabled)
Water Treatment Plant (disabled)
The climate seems to make no difference; I've had this problem both in the mountainous and desert climates. When I initially start the game, there are no problems. Its only on loading a saved game that the GRF files are disabled.
Anyone know what I'm doing wrong here?

-- edit --
I'm using version OpenTTD v0.6.3 in Debian Etch