I usually set up my train lines so that at a station they get serviced immediately, so I don't have to send them to a depot, or have them search for one. This way, I can set the 'servicing interval' to a fairly high number of days. Cause this is a pain in the ass to do for all trains, I set the switch in TTDPatch so that it is 16.000 days

.
But, the Computer AI's servicing interval is also 16.000 days, but they don't buid their stations like me, and, soon they get to 0% reliability, and they go bankrupt pretty fast.
Can't you maybe only change default servicing interval to the player and don't change it for the AI?