Hi, the savegame shows OTVI with buses and a train (with 1 wagon only) competing in the same route. That would be ok, but the stations, bus and train in each town, are placed almost near each other and the 2 towns aren't that big.
In fact, the bus route is from A to B and the train route is from B to A (you can see this if you look at the orders). There is code in there to prevent the AI from building B-->A immediately after A-->B and from building A-->B again with a different mode of transport, but at the moment I'm not keeping track of all build routes, so preventing A-->B, C-->D and then B-->A is not possible at the moment.
Also, while OTVI still makes a profit, from time to time I get the news showing it's going bankrupt, sometimes I even have the option to buy it.
That's sort of inevitable if you try to expand quickly. Although I do try to avoid it by being more careful with my money after such a warning. I have some ideas left to further improve this.
Another thing is OTVI crossing his own road with rail, making road vehicles from own company prone to accidents.
It's a feature, not a bug
Adds some fun
But especially with AI's like choochoo where you get double crossings and have a higher chance of killing a bus it might be a good idea to use bridges. I'll think about it